Please help me to choose one of these answers:
Which is false under the Home Buyer's Plan (HBP)?
I. If you withdraw $20,000 for a down payment on your first home, your minimum repayment would be $1,333.33 into your Registered Retirement Savings Plan (RRSP) under the HBP.
II. For withdrawals after March 19, 2019, you can withdraw up to $35,000 (or $70,000 as a couple) from your RRSP's under the HBP.
III. You are a first-time home buyer or have not owned a property within the last four years.
IV. You have up to 5 years to repay the full amount back to your RRSP under the HBP.
V. Your repayment period starts the first year after the year when you first withdrew funds from your RRSP(s) for the HBP. For example, if you withdrew funds in 2020, your first year of repayment will be 2021.
a) I, II, III and V
b) I, II and III
c) II, III, IV and V
d) IV and V
e) All of the above