In her ignorance of legal procrastinations she had supposed that her legacy would be paid over within a few days of the reading of her aunt's will; and after an interval of anxious suspense, she wrote to enquire the cause of the delay. There was another interval before Mrs. Peniston's lawyer, who was also one of the executors, replied to the effect that, some questions having arisen relative to the interpretation of the will, he and his associates might not be in a position to pay the legacies till the close of the twelvemonth legally allotted for their settlement. Bewildered and indignant, Lily resolved to try the effect of a personal appeal; but she returned from her expedition with a sense of the powerlessness of beauty and charm against the unfeeling processes of the law. It seemed intolerable to live on for another year under the weight of her debt; and in her extremity she decided to turn to Miss Stepney, who still lingered in town, immersed in the delectable duty of "going over" her benefactress's effects. It was bitter enough for Lily to ask a favour of Grace Stepney, but the alternative was bitterer still; and one morning she presented herself at Mrs. Peniston's, where Grace, for the facilitation of her pious task, had taken up a provisional abode.
The strangeness of entering as a suppliant the house where she had so long commanded, increased Lily's desire to shorten the ordeal; and when Miss Stepney entered the darkened drawing-room, rustling with the best quality of crape, her visitor went straight to the point: would she be willing to advance the amount of the expected legacy?
Grace, in reply, wept and wondered at the request, bemoaned the inexorableness of the law, and was astonished that Lily had not realized the exact similarity of their positions. Did she think that only the payment of the legacies had been delayed? Why, Miss Stepney herself had not received a penny of her inheritance, and was paying rent — yes, actually! — for the privilege of living in a house that belonged to her. She was sure it was not what poor dear cousin Julia would have wished — she had told the executors so to their faces; but they were inaccessible to reason, and there was nothing to do but to wait. Let Lily take example by her, and be patient — let them both remember how beautifully patient cousin Julia had always been.
Lily made a movement which showed her imperfect assimilation of this example. "But you will have everything, Grace — it would be easy for you to borrow ten times the amount I am asking for."
"Borrow — easy for me to borrow?" Grace Stepney rose up before her in sable wrath. "Do you imagine for a moment that I would raise money on my expectations from cousin Julia, when I know so well her unspeakable horror of every transaction of the sort? Why, Lily, if you must know the truth, it was the idea of your being in debt that brought on her illness — you remember she had a slight attack before you sailed. Oh, I don't know the particulars, of course — I don't WANT to know them — but there were rumours about your affairs that made her most unhappy — no one could be with her without seeing that. I can't help it if you are offended by my telling you this now — if I can do anything to make you realize the folly of your course, and how deeply SHE disapproved of it, I shall feel it is the truest way of making up to you for her loss."