For him this result was clear, and if he erred, he erred in company with nine men out of ten in Washington, for there was little difference on the merits. Adams was sure to learn backwards, but the case seemed entirely different with Cameron, a typical Pennsylvanian, a practical politician, whom all the reformers, including all the Adamses. had abused for a lifetime for subservience to moneyed interests and political jobbery. He was sure to go with the banks and corporations which had made and sustained him. On the contrary, he stood out obstinately as the leading champion of silver in the East. The reformers, represented by the Evening Post and Godkin, whose personal interests lay with the gold standard, at once assumed that Senator Cameron had a personal interest in silver, and denounced his corruption as hotly as though he had been convicted of taking a bribe.
More than silver and gold, the moral standard interested Adams. His own interests were with gold, but he supported silver; the Evening Post's and Godkin's interests were with gold, and they frankly said so, yet they avowedly pursued their interests even into politics; Cameron's interests had always been with the corporations, yet he supported silver. Thus morality required that Adams should be condemned for going against his interests; that Godkin was virtuous in following his interests; and that Cameron was a scoundrel whatever he did.
Granting that one of the three was a moral idiot, which was it: — Adams or Godkin or Cameron? Until a Council or a Pope or a Congress or the newspapers or a popular election has decided a question of doubtful morality, individuals are apt to err, especially when putting money into their own pockets; but in democracies, the majority alone gives law. To any one who knew the relative popularity of Cameron and Godkin, the idea of a popular vote between them seemed excessively humorous; yet the popular vote in the end did decide against Cameron, for Godkin.
The Boston moralist and reformer went on, as always, like Dr. Johnson, impatiently stamping his foot and following his interests, or his antipathies; but the true American, slow to grasp new and complicated ideas, groped in the dark to discover where his greater interest lay. As usual, the banks taught him. In the course of fifty years the banks taught one many wise lessons for which an insect had to be grateful whether it liked them or not; but of all the lessons Adams learned from them, none compared in dramatic effect with that of July 22, 1893, when, after talking silver all the morning with Senator Cameron on the top of their travelling-carriage crossing the Furka Pass, they reached Lucerne in the afternoon, where Adams found letters from his brothers requesting his immediate return to Boston because the community was bankrupt and he was probably a beggar.
If he wanted education, he knew no quicker mode of learning a lesson than that of being struck on the head by it; and yet he was himself surprised at his own slowness to understand what had struck him. For several years a sufferer from insomnia, his first thought was of beggary of nerves, and he made ready to face a sleepless night, but although his mind tried to wrestle with the problem how any man could be ruined who had, months before, paid off every dollar of debt he knew himself to owe, he gave up that insoluble riddle in order to fall back on the larger principle that beggary could be no more for him than it was for others who were more valuable members of society, and, with that, he went to sleep like a good citizen, and the next day started for Quincy where he arrived August 7.
As a starting-point for a new education at fifty-five years old, the shock of finding one's self suspended, for several months, over the edge of bankruptcy, without knowing how one got there, or how to get away, is to be strongly recommended. By slow degrees the situation dawned on him that the banks had lent him, among others, some money — thousands of millions were — as bankruptcy — the same — for which he, among others, was responsible and of which he knew no more than they. The humor of this situation seemed to him so much more pointed than the terror, as to make him laugh at himself with a sincerity he had been long strange to. As far as he could comprehend, he had nothing to lose that he cared about, but the banks stood to lose their existence. Money mattered as little to him as to anybody, but money was their life. For the first time he had the banks in his power; he could afford to laugh; and the whole community was in the same position, though few laughed. All sat down on the banks and asked what the banks were going to do about it. To Adams the situation seemed farcical, but the more he saw of it, the less he understood it. He was quite sure that nobody understood it much better. Blindly some very powerful energy was at work, doing something that nobody wanted done. When Adams went to his bank to draw a hundred dollars of his own money on deposit, the cashier refused to let him have more than fifty, and Adams accepted the fifty without complaint because he was himself refusing to let the banks have some hundreds or thousands that belonged to them. Each wanted to help the other, yet both refused to pay their debts, and he could find no answer to the question which was responsible for getting the other into the situation, since lenders and borrowers were the same interest and socially the same person. Evidently the force was one; its operation was mechanical; its effect must be proportional to its power; but no one knew what it meant, and most people dismissed it as an emotion — a panic — that meant nothing.
Men died like flies under the strain, and Boston grew suddenly old, haggard, and thin. Adams alone waxed fat and was happy, for at last he had got hold of his world and could finish his education, interrupted for twenty years. He cared not whether it were worth finishing, if only it amused; but he seemed, for the first time since 1870, to feel that something new and curious was about to happen to the world. Great changes had taken place since 1870 in the forces at work; the old machine ran far behind its duty; somewhere — somehow — it was bound to break down, and if it happened to break precisely over one's head, it gave the better chance for study.
For the first time in several years he saw much of his brother Brooks in Quincy, and was surprised to find him absorbed in the same perplexities. Brooks was then a man of forty-five years old; a strong writer and a vigorous thinker who irritated too many Boston conventions ever to suit the atmosphere; but the two brothers could talk to each other without atmosphere and were used to audiences of one. Brooks had discovered or developed a law of history that civilization followed the exchanges, and having worked it out for the Mediterranean was working it out for the Atlantic. Everything American, as well as most things European and Asiatic, became unstable by this law, seeking new equilibrium and compelled to find it. Loving paradox, Brooks, with the advantages of ten years' study, had swept away much rubbish in the effort to build up a new line of thought for himself, but he found that no paradox compared with that of daily events. The facts were constantly outrunning his thoughts. The instability was greater than he calculated; the speed of acceleration passed bounds. Among other general rules he laid down the paradox that, in the social disequilibrium between capital and labor, the logical outcome was not collectivism, but anarchism; and Henry made note of it for study.
By the time he got back to Washington on September 19, the storm having partly blown over, life had taken on a new face, and one so interesting that he set off to Chicago to study the Exposition again, and stayed there a fortnight absorbed in it. He found matter of study to fill a hundred years, and his education spread over chaos. Indeed, it seemed to him as though, this year, education went mad. The silver question, thorny as it was, fell into relations as simple as words of one syllable, compared with the problems of credit and exchange that came to complicate it; and when one sought rest at Chicago, educational game started like rabbits from every building, and ran out of sight among thousands of its kind before one could mark its burrow. The Exposition itself defied philosophy. One might find fault till the last gate closed, one could still explain nothing that needed explanation. As a scenic display, Paris had never approached it, but the inconceivable scenic display consisted in its being there at all — more surprising, as it was, than anything else on the continent, Niagara Falls, the Yellowstone Geysers, and the whole railway system thrown in, since these were all natural products in their place; while, since Noah's Ark, no such Babel of loose and ill joined, such vague and ill-defined and unrelated thoughts and half-thoughts and experimental outcries as the Exposition, had ever ruffled the surface of the Lakes.
The first astonishment became greater every day. That the Exposition should be a natural growth and product of the Northwest offered a step in evolution to startle Darwin; but that it should be anything else seemed an idea more startling still; and even granting it were not — admitting it to be a sort of industrial, speculative growth and product of the Beaux Arts artistically induced to pass the summer on the shore of Lake Michigan — could it be made to seem at home there? Was the American made to seem at home in it? Honestly, he had the air of enjoying it as though it were all his own; he felt it was good; he was proud of it; for the most part, he acted as though he had passed his life in landscape gardening and architectural decoration. If he had not done it himself, he had known how to get it done to suit him, as he knew how to get his wives and daughters dressed at Worth's or Paquin's. Perhaps he could not do it again; the next time he would want to do it himself and would show his own faults; but for the moment he seemed to have leaped directly from Corinth and Syracuse and Venice, over the heads of London and New York, to impose classical standards on plastic Chicago. Critics had no trouble in criticising the classicism, but all trading cities had always shown traders' taste, and, to the stern purist of religious faith, no art was thinner than Venetian Gothic. All trader's taste smelt of bric-a-brac; Chicago tried at least to give her taste a look of unity.
One sat down to ponder on the steps beneath Richard Hunt's dome almost as deeply as on the steps of Ara Coeli, and much to the same purpose. Here was a breach of continuity — a rupture in historical sequence! Was it real, or only apparent? One's personal universe hung on the answer, for, if the rupture was real and the new American world could take this sharp and conscious twist towards ideals, one's personal friends would come in, at last, as winners in the great American chariot-race for fame. If the people of the Northwest actually knew what was good when they saw it, they would some day talk about Hunt and Richardson, La Farge and St. Gaudens, Burnham and McKim, and Stanford White when their politicians and millionaires were otherwise forgotten. The artists and architects who had done the work offered little encouragement to hope it; they talked freely enough, but not in terms that one cared to quote; and to them the Northwest refused to look artistic. They talked as though they worked only for themselves; as though art, to the Western people, was a stage decoration; a diamond shirt-stud; a paper collar; but possibly the architects of Paestum and Girgenti had talked in the same way, and the Greek had said the same thing of Semitic Carthage two thousand years ago.