"What's de use to ax dat question? Don't you see I has?"
"Well, are you rich?"
"No, but I ben rich wunst, and gwyne to be rich agin. Wunst I had foteen dollars, but I tuck to specalat'n', en got busted out."
"What did you speculate in, Jim?"
"Well, fust I tackled stock."
"What kind of stock?"
"Why, live stock — cattle, you know. I put ten dollars in a cow. But I ain' gwyne to resk no mo' money in stock. De cow up 'n' died on my han's."
"So you lost the ten dollars."
"No, I didn't lose it all. I on'y los' 'bout nine of it. I sole de hide en taller for a dollar en ten cents."
"You had five dollars and ten cents left. Did you speculate any more?"
"Yes. You know that one-laigged nigger dat b'longs to old Misto Bradish? Well, he sot up a bank, en say anybody dat put in a dollar would git fo' dollars mo' at de en' er de year. Well, all de niggers went in, but dey didn't have much. I wuz de on'y one dat had much. So I stuck out for mo' dan fo' dollars, en I said 'f I didn' git it I'd start a bank mysef. Well, o' course dat nigger want' to keep me out er de business, bekase he says dey warn't business 'nough for two banks, so he say I could put in my five dollars en he pay me thirty-five at de en' er de year.
"So I done it. Den I reck'n'd I'd inves' de thirty-five dollars right off en keep things a-movin'. Dey wuz a nigger name' Bob, dat had ketched a wood-flat, en his marster didn' know it; en I bought it off'n him en told him to take de thirty-five dollars when de en' er de year come; but somebody stole de wood-flat dat night, en nex day de one-laigged nigger say de bank's busted. So dey didn' none uv us git no money."
"What did you do with the ten cents, Jim?"
"Well, I 'uz gwyne to spen' it, but I had a dream, en de dream tole me to give it to a nigger name' Balum — Balum's Ass dey call him for short; he's one er dem chuckleheads, you know. But he's lucky, dey say, en I see I warn't lucky. De dream say let Balum inves' de ten cents en he'd make a raise for me. Well, Balum he tuck de money, en when he wuz in church he hear de preacher say dat whoever give to de po' len' to de Lord, en boun' to git his money back a hund'd times. So Balum he tuck en give de ten cents to de po', en laid low to see what wuz gwyne to come of it."
"Well, what did come of it, Jim?"
"Nuffn never come of it. I couldn' manage to k'leck dat money no way; en Balum he couldn'. I ain' gwyne to len' no mo' money 'dout I see de security. Boun' to git yo' money back a hund'd times, de preacher says! Ef I could git de ten CENTS back, I'd call it squah, en be glad er de chanst."
"Well, it's all right anyway, Jim, long as you're going to be rich again some time or other."
"Yes; en I's rich now, come to look at it. I owns mysef, en I's wuth eight hund'd dollars. I wisht I had de money, I wouldn' want no mo'."