Introduction.

1 Evaluating Your Student Debt Situation.

2 Organizing Your Student Debt Payments.

3 Consolidating Your Federal Loans.

4 Managing Your Private Loans and Payoff Strategies.

5 Budgeting for Your Lifestyle and Your Loans.

6 Paying Off Your Non-Student-Loan Debt.

7 Understanding How Your Debt Looks to Lenders.

8 Surviving Debt and Relationships.

9 Budgeting During Inflation.

10 Budgeting Through Layoffs, Pay Cuts, and Career Changes.

11 Paying Off Your Student Loans Early.

12 Reaping the Rewards of a Frugal Lifestyle.

Index.