How to Live Well on Nothing a Year
I suppose there is no man in this Vanity Fair of ours so little observant as not to think sometimes about the worldly affairs of his acquaintances, or so extremely charitable as not to wonder how his neighbour Jones, or his neighbour Smith, can make both ends meet at the end of the year. With the utmost regard for the family, for instance (for I dine with them twice or thrice in the season), I cannot but own that the appearance of the Jenkinses in the park, in the large barouche with the grenadier-footmen, will surprise and mystify me to my dying day: for though I know the equipage is only jobbed, and all the Jenkins people are on board wages, yet those three men and the carriage must represent an expense of six hundred a year at the very least — and then there are the splendid dinners, the two boys at Eton, the prize governess and masters for the girls, the trip abroad, or to Eastbourne or Worthing, in the autumn, the annual ball with a supper from Gunter's (who, by the way, supplies most of the first-rate dinners which J. gives, as I know very well, having been invited to one of them to fill a vacant place, when I saw at once that these repasts are very superior to the common run of entertainments for which the humbler sort of J.'s acquaintances get cards) — who, I say, with the most good-natured feelings in the world, can help wondering how the Jenkinses make out matters? What is Jenkins? We all know — Commissioner of the Tape and Sealing Wax Office, with 1200 pounds a year for a salary. Had his wife a private fortune? Pooh! — Miss Flint — one of eleven children of a small squire in Buckinghamshire. All she ever gets from her family is a turkey at Christmas, in exchange for which she has to board two or three of her sisters in the off season, and lodge and feed her brothers when they come to town. How does Jenkins balance his income? I say, as every friend of his must say, How is it that he has not been outlawed long since, and that he ever came back (as he did to the surprise of everybody) last year from Boulogne?
"I" is here introduced to personify the world in general — the Mrs. Grundy of each respected reader's private circle — every one of whom can point to some families of his acquaintance who live nobody knows how. Many a glass of wine have we all of us drunk, I have very little doubt, hob-and-nobbing with the hospitable giver and wondering how the deuce he paid for it.
Some three or four years after his stay in Paris, when Rawdon Crawley and his wife were established in a very small comfortable house in Curzon Street, May Fair, there was scarcely one of the numerous friends whom they entertained at dinner that did not ask the above question regarding them. The novelist, it has been said before, knows everything, and as I am in a situation to be able to tell the public how Crawley and his wife lived without any income, may I entreat the public newspapers which are in the habit of extracting portions of the various periodical works now published not to reprint the following exact narrative and calculations — of which I ought, as the discoverer (and at some expense, too), to have the benefit? My son, I would say, were I blessed with a child — you may by deep inquiry and constant intercourse with him learn how a man lives comfortably on nothing a year. But it is best not to be intimate with gentlemen of this profession and to take the calculations at second hand, as you do logarithms, for to work them yourself, depend upon it, will cost you something considerable.
On nothing per annum then, and during a course of some two or three years, of which we can afford to give but a very brief history, Crawley and his wife lived very happily and comfortably at Paris. It was in this period that he quitted the Guards and sold out of the army. When we find him again, his mustachios and the title of Colonel on his card are the only relics of his military profession.
It has been mentioned that Rebecca, soon after her arrival in Paris, took a very smart and leading position in the society of that capital, and was welcomed at some of the most distinguished houses of the restored French nobility. The English men of fashion in Paris courted her, too, to the disgust of the ladies their wives, who could not bear the parvenue. For some months the salons of the Faubourg St. Germain, in which her place was secured, and the splendours of the new Court, where she was received with much distinction, delighted and perhaps a little intoxicated Mrs. Crawley, who may have been disposed during this period of elation to slight the people — honest young military men mostly — who formed her husband's chief society.
But the Colonel yawned sadly among the Duchesses and great ladies of the Court. The old women who played ecarte made such a noise about a five-franc piece that it was not worth Colonel Crawley's while to sit down at a card-table. The wit of their conversation he could not appreciate, being ignorant of their language. And what good could his wife get, he urged, by making curtsies every night to a whole circle of Princesses? He left Rebecca presently to frequent these parties alone, resuming his own simple pursuits and amusements amongst the amiable friends of his own choice.
The truth is, when we say of a gentleman that he lives elegantly on nothing a year, we use the word "nothing" to signify something unknown; meaning, simply, that we don't know how the gentleman in question defrays the expenses of his establishment. Now, our friend the Colonel had a great aptitude for all games of chance: and exercising himself, as he continually did, with the cards, the dice- box, or the cue, it is natural to suppose that he attained a much greater skill in the use of these articles than men can possess who only occasionally handle them. To use a cue at billiards well is like using a pencil, or a German flute, or a small-sword — you cannot master any one of these implements at first, and it is only by repeated study and perseverance, joined to a natural taste, that a man can excel in the handling of either. Now Crawley, from being only a brilliant amateur, had grown to be a consummate master of billiards. Like a great General, his genius used to rise with the danger, and when the luck had been unfavourable to him for a whole game, and the bets were consequently against him, he would, with consummate skill and boldness, make some prodigious hits which would restore the battle, and come in a victor at the end, to the astonishment of everybody — of everybody, that is, who was a stranger to his play. Those who were accustomed to see it were cautious how they staked their money against a man of such sudden resources and brilliant and overpowering skill.
At games of cards he was equally skilful; for though he would constantly lose money at the commencement of an evening, playing so carelessly and making such blunders, that newcomers were often inclined to think meanly of his talent; yet when roused to action and awakened to caution by repeated small losses, it was remarked that Crawley's play became quite different, and that he was pretty sure of beating his enemy thoroughly before the night was over. Indeed, very few men could say that they ever had the better of him. His successes were so repeated that no wonder the envious and the vanquished spoke sometimes with bitterness regarding them. And as the French say of the Duke of Wellington, who never suffered a defeat, that only an astonishing series of lucky accidents enabled him to be an invariable winner; yet even they allow that he cheated at Waterloo, and was enabled to win the last great trick: so it was hinted at headquarters in England that some foul play must have taken place in order to account for the continuous successes of Colonel Crawley.