Lily returns to the Trenor household to discover that Gryce has departed. Judy tells Lily that Bertha retaliated against Lily for stealing Selden’s attention by telling ruinous stories about Lily to Gryce. These stories include Lily’s borrowing money to repay a gambling debt, as well as stories about her previous suitors.
Judy asks Lily to travel to the train station to meet her husband. Lily goes to the station to greet Trenor, whom she finds repugnant. Trenor tells her that he has just completed a lucrative deal with Rosedale, whose fortune he predicts will soon eclipse his own wealth.
On their ride back to his estate, Lily appeals to Trenor to help her invest her money in order to provide a small income for herself. He promises that he can earn her with a small fortune with no risk.
