Oliver returns to the town of his birth with Mrs. Maylie, Rose, and Mr. Losberne. Brownlow follows with Monks. Monks confirms what he has already declared in writing. The past history of the two half-brothers is recapitulated. Their father's will left the bulk of his fortune to Agnes Fleming and her expected child. The Bumbles admit their part in the affair after being confronted with Monks's confession.
A new disclosure concerns Rose, who is of uncertain origin, although recognized by Mrs. Maylie as her niece. Rose is in reality the younger sister of Agnes Fleming, hence Oliver's aunt. Harry Maylie has repudiated his station in life to become a village parson, so the way is cleared for the young couple's betrothal.
Fagin is found guilty and sentenced to be hanged. While in prison awaiting execution, he disintegrates into a state of unrepentant maliciousness, but on his last night, he is visited by Brownlow and Oliver. Regaining some semblance of humanity, he reveals the location of some papers relevant to Oliver's interests.
For testifying against Fagin, Claypole is pardoned, and he and Charlotte live by disreputable means. Charles Bates reforms and becomes a herdsman. The other leading members of Fagin's gang are transported from England. In accordance with Mr. Brownlow's recommendation, Oliver shares his fortune with Monks, who nevertheless later dies in prison, destitute.
Rose and Harry Maylie are married, and Mrs. Maylie lives with them. Brownlow adopts Oliver and they settle near the parsonage, as does Mr. Losberne.
The Bumbles lose their positions and become inmates of the workhouse where Agnes Fleming died after giving birth to Oliver Twist.
