On their way to the meeting with Luzhin, Rodya explains who Svidrigailov is and says: "I don't know why, but I am very afraid of that man." He hopes Razumihkin will help him guard Dunya from Svidrigailov, and, of course, Razumihkin agrees.
They meet Luzhin outside the apartment, and at the meeting, Luzhin relates some additional stories about Svidrigailov. They include one about his supposed seduction of a 15-year-old deaf and dumb girl who later hanged herself. Another is about Svidrigailov's servant Philip who hanged himself as a result of Svidrigailov's beatings and mockery. Luzhin concludes that Svidrigailov is the most horrible, "the most depraved, the most completely abandoned to vice" of anyone he knows. Dunya's view of each episode differs; for example, she heard that the servant Philip was addicted to drugs and that the other servants were good and loyal to Svidrigailov. Luzhin is offended that his "fiancée" seemingly defends Svidrigailov. Raskolnikov reveals that Marfa Petrovna has left Dunya 3,000 rubles, which she should receive soon.
When Rodya refuses to tell about his interview with Svidrigailov, Luzhin takes it as a personal affront and pretends he has to go. When Luzhin is confronted with the lies he wrote concerning Marmeladov's death, and Sonya's position, he is trapped and resorts to innuendo about Rodya's behavior. As the argument intensifies, Luzhin becomes more horrible and insulting until finally he insults Dunya by saying he accepted her in spite of all the unpleasant rumors about her reputation. At this, Rodya laughs, Pulcheria Alexandrovna is furious, Dunya calls him a "base, malicious person," and Razumihkin threatens him physically; Dunya then orders him to go. Even as he leaves, he is conceiving of a way to disparage Rodya and Sonya.
