It is now summer. The Snagsbys entertain their minister and his wife, Mr. and Mrs. Chadband. Outside the Snagsbys' house are Jo and a policeman who insists that the boy "move on." Jo maintains he has nowhere to move on to. As Mr. Guppy arrives on the scene, Jo is asked to explain the money found on his person. The boy says that it is the remains of a gold sovereign paid to him for showing a lady where Mr. Nemo lodged, worked, and was buried. Questioning Jo, Mr. Guppy learns the entire story. Mrs. Chadband says that in her younger years Guppy's firm (Kenge and Carboy) put her in charge of Esther Summerson, then a young child. The Snagsbys provide Jo with some food, after which he "moves on."
